Kristy Darragh
BEDS2
BATHS2 full
SQUARE FEET1,012
MLS#A4684681
STATUSActive
PROPERTY TYPEResidential - Mobile Home
SUBDIVISIONTROPIC ISLES CO-OP
Property Description
WATERFRONT TROPIC ISLES HOME - BOAT LIFT INCLUDED! Discover this move-in-ready 2-bedroom, 2-bath canal-front home in the sought-after 55+ resident-owned Tropic Isles community on Terra Ceia Bay. This property offers a 1% lender credit. The seller is also willing to sell the boat, which is already on the boat lift, as part of a package. Relax on your private dock and enjoy direct Gulf access - a feature few homes at this price point provide - while taking in serene water views and Florida sunsets. The interior is bright and inviting, with natural light highlighting the spacious living areas. The home is being offered fully furnished, and a brand new furnace was installed in November 2025. A low monthly maintenance fee of $338 makes it perfect for either full-time living or a seasonal getaway. Tropic Isles residents enjoy a welcoming community lifestyle with a clubhouse, heated pool and spa, shuffleboard courts, and access to a marina. Conveniently located near Gulf beaches, Sarasota, Tampa, waterfront dining, and Ellenton Premium Outlets, this home offers both leisure and accessibility. Additional community amenities include meeting halls, a fitness center, library, game room, and a kayak launch, providing a range of recreational options while maintaining a tranquil waterfront setting.
Property Features
Property Type: Residential - Mobile Home
Cooling: Central Air
Heating: Central
Lot Size: 0.08 Acres
Roof Type: Shingle
Stories: 1.0
Taxes: $3,605
Year Built: 1980
Amenities
Other
Walk-In Closet(s)
Other
Feature Descriptions
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Association Amenities: Clubhouse, Maintenance
Community Features: Association Recreation - Owned, Buyer Approval Required, Clubhouse, Community Mailbox, Fitness Center, Golf Carts OK, Pool
Days on Site: 1
Directions: From 28th Ave W, turn onto Tampico Dr, Montego Dr, or Basin St to access Terrace Ceia Dr. Continue driving south on Terrace Ceia Dr until you reach the property.
Exterior: Frame
Flood Zone Code: AE
Flooring: Carpet
Foundation: Other
Frontage Bay Harbor: 20
HOA Fee: 338/ Monthly
HOA Y/N: Yes
Home Warranty Y/N: No
Listing Terms: Cash, Conventional, FHA, VA Loan
Lot Dimensions: 0.08
Ownership: Fee Simple
Pets Allowed: Yes
Property Attached Y/N: No
Property Sub-Type: Manufactured Home
Senior Community: Yes
Sewer: Public Sewer
Showing Instructions: ShowingTime
Special Sale Provisions: None
Special View Info: Water
Utilities: Public
Water: Public
Water Access: Bay/Harbor, Canal - Freshwater
Water Access Y/N: Yes
Waterfront Features: Bay/Harbor, Canal Front, Boat Port, Lift
Water View: Bay/Harbor - Full, Canal
Zoning: MHP1
Room Sizes
Kitchen: 14.5x11.3
Dining Room: 12.4x11.3
Living Room: 24x11
Primary Bedroom: 14.1x11
Bedroom 2: 9x11.1
Local Schools
High School: Palmetto High
Middle School: Lincoln Middle
Elementary School: Palmetto Elementary-MN
Listed By / Shown By
Listed By
Agency Name: EXP REALTY, LLC
Agency Contact: 941-462-3321
Shown By
Agent Name: Kristy Darragh
Agent Phone: (813) 931-6700
Agency Title: Florida Executive Realty
Estimate Your Payment
Estimated Payment
$ 1,294.72 per month $879.10 Principal & Interest $300.42 Property Tax $115.21 Homeowner's InsuranceChange Payment Information
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323 Terra Ceia Drive | MLS# A4684681
This single family home located at 323 Terra Ceia Drive , Palmetto, FL 34221 is currently listed for sale with an asking price of $395,000. This property was built in 1980 and has 2 bedrooms and 2 full baths with 1012 sq. ft. Terra Ceia Drive is located in the TROPIC ISLES CO-OP subdivision. Search TROPIC ISLES CO-OP real estate on www.realestatenewtampa.com today.